Life Insurance Archives - Protection Insurance Specialists
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Tag: Life Insurance

Person Signing Copy of Employment Benefits

Is Death in Service Benefit the same as Life Insurance?

Death in Service can help protect your loved ones in the event of your death?  But how does it compare to Life Insurance?  We take a look at some of the similarities and differences between the two. What is Death in Service benefit? Death in Service is a benefit that is provided by some employers. …
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Family life cover

Will my family medical history affect my life insurance?

When applying for life insurance, the provider will ask you to provide a number of details. This is to see how much of a risk you are to cover.   As well as your own health, your family medical history will be considered. Before offering you a quote for your life insurance, you’ll typically need…
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man searching on tablet for life insurance while young

Why it pays to get life insurance while young

If you think you’re too young for life insurance, then think again.  In most cases, the younger you are when you purchase a life insurance policy, the more affordable it will be.  So even if you don’t quite need it yet, it could be a smart financial decision to get it anyway.  Why will I…
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Baby holding onto finger of new parent

What you need to know about life insurance as new parent.

If you’re a new parent, life is going to be pretty hectic.  Between sleepless nights, constant feeding and changing nappies, who actually has the time to think about life insurance? However, with a new family to consider, life insurance is more important than ever before.  Having a safety net in place, will give you peace…
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The Top Factors That Affect the Cost of Life Insurance

Is the cost of life insurance putting you off getting a policy?   Life Insurance can be one of the best ways of protecting your loved ones in the event of your death.  However many people don’t have a policy as they think it will cost too much. The cost of life insurance will depend on…
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Life Insurance Policy in place

How to find out if someone has a life insurance policy in place?

Having a life insurance policy in place is a great way of protecting your dependents in the event of your death.  It’s also very helpful if you tell them that you have one!  According to the Association of British Insurers (ABI), over 97% of life insurance claims are paid out.  However, there are also many…
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4 Things to Consider Before Taking Out Life Insurance

Don’t make these 5 mistakes when buying life insurance

If you’re thinking ahead to the future, then you may be considering buying a life insurance policy to protect your loved ones.  Life Insurance needn’t be complicated as you may think, however there are definitely some pitfalls you want to avoid: Don’t get hung up on the cost of life insurance Many people put off…
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income protection

Is working from home having an effect on your health?

Before this year, working from home was an aspiration for many.  But with the coronavirus pandemic thrusting remote working upon the nation, has the reality lived up to expectations? Some welcomed the decision with open arms, despite having little time to prepare, and are thriving with the new arrangements.  Others have suffered with patchy technology…
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Covid-19: girl with mask

Will my insurance pay out if I have coronavirus?

There are a number of different forms of protection insurance that are designed to pay out should you fall ill, but where do your policies stand when it comes to coronavirus? What do we know about Coronavirus? Coronavirus, or more specifically COVID-19 is a new illness which affects your respiratory system.  It was discovered in…
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So Smart’s Guide to (the Many Types of) Life Insurance

Once you have a young family of your own, many of your priorities in life change. Instead of just having the responsibility of looking after yourself, you have the important responsibilities of helping your children through different aspects of their lives, from being tiny babies through to their adult life. You will want to continue…
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