Life Cover Archives - Protection Insurance Specialists
Chester, Cheshire
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Tag: Life Cover

Person Signing Copy of Employment Benefits

Is Death in Service Benefit the same as Life Insurance?

Death in Service can help protect your loved ones in the event of your death?  But how does it compare to Life Insurance?  We take a look at some of the similarities and differences between the two. What is Death in Service benefit? Death in Service is a benefit that is provided by some employers. …
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Family life cover

Will my family medical history affect my life insurance?

When applying for life insurance, the provider will ask you to provide a number of details. This is to see how much of a risk you are to cover.   As well as your own health, your family medical history will be considered. Before offering you a quote for your life insurance, you’ll typically need…
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man searching on tablet for life insurance while young

Why it pays to get life insurance while young

If you think you’re too young for life insurance, then think again.  In most cases, the younger you are when you purchase a life insurance policy, the more affordable it will be.  So even if you don’t quite need it yet, it could be a smart financial decision to get it anyway.  Why will I…
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Baby holding onto finger of new parent

What you need to know about life insurance as new parent.

If you’re a new parent, life is going to be pretty hectic.  Between sleepless nights, constant feeding and changing nappies, who actually has the time to think about life insurance? However, with a new family to consider, life insurance is more important than ever before.  Having a safety net in place, will give you peace…
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The Top Factors That Affect the Cost of Life Insurance

Is the cost of life insurance putting you off getting a policy?   Life Insurance can be one of the best ways of protecting your loved ones in the event of your death.  However many people don’t have a policy as they think it will cost too much. The cost of life insurance will depend on…
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Can I still get life insurance if I suffer from an illness?

Setting up life insurance helps to provide financial security to your family in the event of your death. When they are going through the grief of losing their loved one, having the protection of a life insurance policy will ensure they do not have the added worries of facing financial difficulty. A big misconception is…
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Why that new job could affect your life cover needs

Are you currently thinking about changing your job?  You might be getting a whole host of new responsibilities, and hopefully a nice new salary.   But did you know that your new role may also affect your life cover? When you apply for life insurance, the provider will want to know about your health and…
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The only life insurance checklist you’ll need

Don’t have life insurance?  One of the reasons that many people hesitate to purchase life insurance is because it can seem complicated and they are worried that they’ll make the wrong choice.   Bearing that in mind, we’ve put together a really simple checklist which will help you think about exactly what you need, and to…
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Family life cover

Top tips for cheaper life insurance

Compared to many insurance policies, life insurance is actually pretty affordable. However there are still steps you can take to try and keep the price down as much as possible to get a cheaper life insurance policy. Quit smoking If you’re a smoker, your insurance premiums are very likely to be higher than a non-smoker.…
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Make life insurance your new year’s resolution

The start of a new year is an ideal time to look afresh at your finances. Many people don’t have life insurance, but it could be a vital piece of cover to protect your family. If you have a spouse or dependants that rely on your income then life insurance is definitely worth considering. Should…
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