Insurance Archives - Protection Insurance Specialists
Chester, Cheshire
01244 950 318

Tag: Insurance

guide to life insurance blog image

So Smart’s Guide to (the Many Types of) Life Insurance

Once you have a young family of your own, many of your priorities in life change. Instead of just having the responsibility of looking after yourself, you have the important responsibilities of helping your children through different aspects of their lives, from being tiny babies through to their adult life. You will want to continue…
Read more

Is a life insurance policy guaranteed to pay out?

Having a life insurance policy in place can give you peace of mind that your loved ones will be taken care of financially after you have passed away.     A lump sum payout is made following a successful claim. It will be paid to the beneficiary of the policy, or the person/persons named in your will.…
Read more

mental health problems

Can I get life insurance with a mental health problem?

One in four people in the UK will experience a mental health problem at some point, according to Mind. The charity campaigns for better awareness of issues that those with a mental health problem face every day. One such issue is whether or not those people will be able to take out life insurance because…
Read more

caring mum

Financing your family’s future with life insurance

Ask your kids what their superhero power would be and they’ll probably tell you they want to fly, be invisible or shoot flames from their eyes.  As an adult, something a bit more practical like being able to predict the future would be pretty awesome.  Unfortunately this isn’t likely to happen (no matter what Derren…
Read more

Family life cover

Top tips for cheaper life insurance

Compared to many insurance policies, life insurance is actually pretty affordable. However there are still steps you can take to try and keep the price down as much as possible to get a cheaper life insurance policy. Quit smoking If you’re a smoker, your insurance premiums are very likely to be higher than a non-smoker.…
Read more

Critical Illness Cover

5 reasons to take out critical illness insurance

Critical illness insurance is designed to pay out a tax-free lump sum if you are diagnosed with a critical illness. It’s not considered essential so what reasons are there to take out a critical illness policy. You’re worried about the future If we look at the statistics then you’ve every right to be a little…
Read more