Insurance Archives - Protection Insurance Specialists
Chester, Cheshire
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Tag: Insurance

man searching on tablet for life insurance while young

Why it pays to get life insurance while young

If you think you’re too young for life insurance, then think again.  In most cases, the younger you are when you purchase a life insurance policy, the more affordable it will be.  So even if you don’t quite need it yet, it could be a smart financial decision to get it anyway.  Why will I…
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Baby holding onto finger of new parent

What you need to know about life insurance as new parent.

If you’re a new parent, life is going to be pretty hectic.  Between sleepless nights, constant feeding and changing nappies, who actually has the time to think about life insurance? However, with a new family to consider, life insurance is more important than ever before.  Having a safety net in place, will give you peace…
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Furlough scheme worker

Can I take out income protection insurance if I am on the furlough scheme?

Are you currently on the furlough scheme?  Thousands of employees across the UK are on the job retention scheme due to the impact of coronavirus.  However, what happens when the scheme comes to an end? It’s understandable that employees will be worried about redundancies once the furlough payments stop.  There has been an increase in…
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income protection

Is working from home having an effect on your health?

Before this year, working from home was an aspiration for many.  But with the coronavirus pandemic thrusting remote working upon the nation, has the reality lived up to expectations? Some welcomed the decision with open arms, despite having little time to prepare, and are thriving with the new arrangements.  Others have suffered with patchy technology…
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guide to life insurance blog image

So Smart’s Guide to (the Many Types of) Life Insurance

Once you have a young family of your own, many of your priorities in life change. Instead of just having the responsibility of looking after yourself, you have the important responsibilities of helping your children through different aspects of their lives, from being tiny babies through to their adult life. You will want to continue…
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Is a life insurance policy guaranteed to pay out?

Having a life insurance policy in place can give you peace of mind that your loved ones will be taken care of financially after you have passed away.     A lump sum payout is made following a successful claim. It will be paid to the beneficiary of the policy, or the person/persons named in your will.…
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mental health problems

Can I get life insurance with a mental health problem?

One in four people in the UK will experience a mental health problem at some point, according to Mind. The charity campaigns for better awareness of issues that those with a mental health problem face every day. One such issue is whether or not those people will be able to take out life insurance because…
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caring mum

Financing your family’s future with life insurance

Ask your kids what their superhero power would be and they’ll probably tell you they want to fly, be invisible or shoot flames from their eyes.  As an adult, something a bit more practical like being able to predict the future would be pretty awesome.  Unfortunately this isn’t likely to happen (no matter what Derren…
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Family life cover

Top tips for cheaper life insurance

Compared to many insurance policies, life insurance is actually pretty affordable. However there are still steps you can take to try and keep the price down as much as possible to get a cheaper life insurance policy. Quit smoking If you’re a smoker, your insurance premiums are very likely to be higher than a non-smoker.…
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Critical Illness Cover

5 reasons to take out critical illness insurance

Critical illness insurance is designed to pay out a tax-free lump sum if you are diagnosed with a critical illness. It’s not considered essential so what reasons are there to take out a critical illness policy. You’re worried about the future If we look at the statistics then you’ve every right to be a little…
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