MAKING IT PERSONAL
The Right Health Insurance For You & Your Family
At So Smart Protect we believe that a quick diagnosis and treatment are vital to our members. We listen to your medical treatment concerns and search for the best policy for your needs.
CHOICE
With over 250 hospitals and private facilities across the UK
RELAX
Often with private rooms and flexible visiting hours
FAST
Skip long NHS waiting lists, see a specialist quickly and get the right treatment
PERSONAL
Dedicated account manager at hand to help you throughout
Get covered! It will only take a few minutes
CALL US ON 01244 950 318Hospitals
Everyday Helpline
Gym Membership
IT’S ALL ABOUT YOU
What does private health insurance offer you?
Private medical insurance offers many benefits compared to the NHS, putting your health first.
SPEED
With growing NHS waiting times being a concern for many of us, private medical insurance can mean you’re seen quicker than waiting for an NHS appointment. If you require ongoing treatment or an operation, you could also be seen quicker, often reducing your waiting time significantly.
TREATMENT
Private health cover can give you a wider range of treatment options, not available on the NHS. More expensive drugs and the latest medical supplies that the NHS can’t offer, are more widely available with private cover.
COMFORT
Many patients whilst under the care of the NHS will be expected to stay in a shared room or ward, whereas private health cover will often mean a private room with en-suite facilities, free parking, extended visiting hours and wider choices at meal times.
CHOICE
Patients can find limited NHS appointments and hospital care frustrating, private health cover offers a much wider choice of appointment times, locations and specialists to suit your needs.
The NHS and you
The NHS (National Health Service) was established in 1948 and whilst it still boasts being one of the best free healthcare systems in the world, it has struggled to keep up with mounting pressure from an increase in the age and size of the UK population.
Coupled with increased cost efficiency restraints and budget cuts, many people now choose a more varied and flexible approach to healthcare that private health insurance can offer.
PRIVATE HEALTH COVER
What isn’t covered by private health insurance
While private health insurance will cover you for most illnesses, there are some areas that it doesn’t cover.
PREGNANCY
Routine pregnancy and childbirth is not covered. However any complications may be covered under certain policies.
EXISTING
Any conditions you’ve had in the past 5 years. However after 2 years on the policy they will be considered if you’ve had no further symptoms.
EMERGENCY
Any emergency care which requires you to go to A&E. However, following emergency care, you can be moved to private facilities.
RECURRING
Treatment of ongoing, recurring and long term health conditions. If clear for 2 years into the policy they will be reconsidered.
Your journey with us
We make finding the right policy, simple and straight forward.
1
SPEAK TO A SPECIALIST
A friendly member of the team will speak to you in complete confidence. We’ll find out what’s important to you and find a plan that is both appropriate and affordable.
2
CHOOSE YOUR COVER
Once you’re happy with your level of cover, you can select the frequency of payments. By choosing to pay annually, you’ll receive a 5% discount on your policy.
CALL US ON 01244 950 3183
YOU’RE PROTECTED!
That’s it, the cover is now in place. You can access your account online, from anywhere or on any smart device. With a 24/7 dedicated medical helpline, help is always at hand.
EASY TO MANAGE YOUR ACCOUNT
24 hour access anytime, anywhere
Health insurance can be confusing but it doesn’t need to be. You can view your account online from anywhere, see your cover and manage any claims. You can also contact the UK call centre for any cover queries.
ONLINE
Access your account online, via mobile or desktop. View your policy details, make or check on claims from anywhere.
OFFLINE
We have a dedicated team waiting to speak to you regarding your policy and also 24/7 advice from the medical helpline.
Get cover today! 01244 950318
Your quick questions answered:
WHO IS COVERED?
Cover can be taken out for just yourself or your entire family, it’s completely up to you. Each person will be quoted for separately but can all be added to one account for your convenience.
WHAT IS COVERED?
Private medical insurance is designed to cover you for any new diagnosis that occur after the policy is taken out.
WHAT IS THE COST?
Cover may be more affordable than you think and the price is tailored to your individual circumstances. It only takes around 10 minutes to get a quote, so find out today how affordable cover is.
HOW LONG WILL COVER LAST?
Cover runs for however long you would like. Just discuss your needs with our team and we will fit the policy length to suit your requirements.
Providers that you can trust
We provide you with policies backed by brands you can trust
Let us find the right private health cover for you
Our team of ‘Protection Heroes’ are ready to help you find the right private medical insurance for you and your family. We can explain all your cover options and guide you to make the right choice for your health insurance.
CALL TODAY ON 01244 950 318