Chester, Cheshire
01244 950 318
info@sosmartprotect.co.uk

Private Medical Insurance

MAKING IT PERSONAL

The Right Health Insurance For You & Your Family

At So Smart Protect we believe that a quick diagnosis and treatment are vital to our members. We listen to your medical treatment concerns and search for the best policy for your needs.

CHOICE

With over 250 hospitals and private facilities across the UK

RELAX

Often with private rooms and flexible visiting hours

FAST

Skip long NHS waiting lists, see a specialist quickly and get the right treatment

PERSONAL

Dedicated account manager at hand to help you throughout

Get covered! It will only take a few minutes

CALL US ON 01244 950 318

Hospitals

Everyday Helpline

Gym Membership

IT’S ALL ABOUT YOU

What does private health insurance offer you?

Private medical insurance offers many benefits compared to the NHS, putting your health first.

SPEED

With growing NHS waiting times being a concern for many of us, private medical insurance can mean you’re seen quicker than waiting for an NHS appointment. If you require ongoing treatment or an operation, you could also be seen quicker, often reducing your waiting time significantly.

TREATMENT

Private health cover can give you a wider range of treatment options, not available on the NHS. More expensive drugs and the latest medical supplies that the NHS can’t offer, are more widely available with private cover.

COMFORT

Many patients whilst under the care of the NHS will be expected to stay in a shared room or ward, whereas private health cover will often mean a private room with en-suite facilities, free parking, extended visiting hours and wider choices at meal times.

CHOICE

Patients can find limited NHS appointments and hospital care frustrating, private health cover offers a much wider choice of appointment times, locations and specialists to suit your needs.

The NHS and you

The NHS (National Health Service) was established in 1948 and whilst it still boasts being one of the best free healthcare systems in the world, it has struggled to keep up with mounting pressure from an increase in the age and size of the UK population.

Coupled with increased cost efficiency restraints and budget cuts, many people now choose a more varied and flexible approach to healthcare that private health insurance can offer.

CALL US ON: 01244 950 318
PRIVATE HEALTH COVER

What isn’t covered by private health insurance

While private health insurance will cover you for most illnesses, there are some areas that it doesn’t cover.

PREGNANCY

Routine pregnancy and childbirth is not covered. However any complications may be covered under certain policies.

EXISTING

Any conditions you’ve had in the past 5 years. However after 2 years on the policy they will be considered if you’ve had no further symptoms.

EMERGENCY

Any emergency care which requires you to go to A&E. However, following emergency care, you can be moved to private facilities.

RECURRING

Treatment of ongoing, recurring and long term health conditions. If clear for 2 years into the policy they will be reconsidered.

Your journey with us

We make finding the right policy, simple and straight forward.

1

SPEAK TO A SPECIALIST

A friendly member of the team will speak to you in complete confidence. We’ll find out what’s important to you and find a plan that is both appropriate and affordable.

2

CHOOSE YOUR COVER

Once you’re happy with your level of cover, you can select the frequency of payments. By choosing to pay annually, you’ll receive a 5% discount on your policy.

CALL US ON 01244 950 318

3

YOU’RE PROTECTED!

That’s it, the cover is now in place. You can access your account online, from anywhere or on any smart device. With a 24/7 dedicated medical helpline, help is always at hand.

EASY TO MANAGE YOUR ACCOUNT

24 hour access anytime, anywhere

Health insurance can be confusing but it doesn’t need to be. You can view your account online from anywhere, see your cover and manage any claims. You can also contact the UK call centre for any cover queries.

ONLINE

Access your account online, via mobile or desktop. View your policy details, make or check on claims from anywhere.

OFFLINE

We have a dedicated team waiting to speak to you regarding your policy and also 24/7 advice from the medical helpline.

Get cover today! 01244 950318

Your quick questions answered:

WHO IS COVERED?

Cover can be taken out for just yourself or your entire family, it’s completely up to you. Each person will be quoted for separately but can all be added to one account for your convenience.

WHAT IS COVERED?

Private medical insurance is designed to cover you for any new diagnosis that occur after the policy is taken out.

WHAT IS THE COST?

Cover may be more affordable than you think and the price is tailored to your individual circumstances. It only takes around 10 minutes to get a quote, so find out today how affordable cover is.

HOW LONG WILL COVER LAST?

Cover runs for however long you would like. Just discuss your needs with our team and we will fit the policy length to suit your requirements.

Providers that you can trust

We provide you with policies backed by brands you can trust

AXA PPP Logo

Let us find the right private health cover for you

Our team of ‘Protection Heroes’ are ready to help you find the right private medical insurance for you and your family. We can explain all your cover options and guide you to make the right choice for your health insurance.

CALL TODAY ON 01244 950 318