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5 FAQs we get asked about Life Insurance

Shopping for Life Insurance doesn’t have to be a minefield – we are here to answer any of your questions. There are certain questions that seem to get asked a lot so we’ve covered them here for you. Who needs life insurance? People take out life insurance for a variety of different reasons. It all…
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income protection

Is working from home having an effect on your health?

Before this year, working from home was an aspiration for many.  But with the coronavirus pandemic thrusting remote working upon the nation, has the reality lived up to expectations? Some welcomed the decision with open arms, despite having little time to prepare, and are thriving with the new arrangements.  Others have suffered with patchy technology…
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Covid-19 Mask Wearer

Can I Get Life Insurance If I’ve Had Covid-19?

With thousands of deaths from Covid-19, and the pandemic having impacted on our lives in a number of ways, it’s no surprise that many people are considering ways in which they can protect their families. For those people who already had a life insurance policy in place before anybody had even heard of Covid-19, then…
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Covid-19: girl with mask

Will my insurance pay out if I have coronavirus?

There are a number of different forms of protection insurance that are designed to pay out should you fall ill, but where do your policies stand when it comes to coronavirus? What do we know about Coronavirus? Coronavirus, or more specifically COVID-19 is a new illness which affects your respiratory system.  It was discovered in…
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income protection

Everything you need to know when protecting your income

Have you ever thought about how you would provide for your family if you were to lose your sole income? If you are unfortunate enough, through no fault of your own, to lose your job or are unable to work due to an accident or sickness – So Smart Protect income policies can give you…
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So Smart’s Guide to (the Many Types of) Life Insurance

Once you have a young family of your own, many of your priorities in life change. Instead of just having the responsibility of looking after yourself, you have the important responsibilities of helping your children through different aspects of their lives, from being tiny babies through to their adult life. You will want to continue…
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The Effects of Smoking on Life Insurance

When you are about to start the process of getting a life insurance quote, it should help to understand some of the key factors that will affect your policy premium, or even your ability to get accepted for life insurance. Health conditions have a significant influence on life insurance, so any lifestyle habits that often…
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Can I still get life insurance if I suffer from an illness?

Setting up life insurance helps to provide financial security to your family in the event of your death. When they are going through the grief of losing their loved one, having the protection of a life insurance policy will ensure they do not have the added worries of facing financial difficulty. A big misconception is…
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Over 50 and worried about life insurance? Here are some tips…

With so many different types of life insurance available, it can get a little confusing as to which product is the best one to take out for your requirements. If you are over 50, then the good news is that even with pre-existing medical conditions, you are guaranteed to get accepted for cover under an…
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Looking after your family in the best possible way

Your family is always close to your heart, and it’s natural as a parent to worry about protecting your family – both in life and when you’re not around. That’s why at So Smart we are letting people know about the benefits of life insurance because it really is the best reassurance that everything will…
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