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Person Signing Copy of Employment Benefits

Is Death in Service Benefit the same as Life Insurance?

Death in Service can help protect your loved ones in the event of your death?  But how does it compare to Life Insurance?  We take a look at some of the similarities and differences between the two. What is Death in Service benefit? Death in Service is a benefit that is provided by some employers. …
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Family life cover

Will my family medical history affect my life insurance?

When applying for life insurance, the provider will ask you to provide a number of details. This is to see how much of a risk you are to cover.   As well as your own health, your family medical history will be considered. Before offering you a quote for your life insurance, you’ll typically need…
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man searching on tablet for life insurance while young

Why it pays to get life insurance while young

If you think you’re too young for life insurance, then think again.  In most cases, the younger you are when you purchase a life insurance policy, the more affordable it will be.  So even if you don’t quite need it yet, it could be a smart financial decision to get it anyway.  Why will I…
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Baby holding onto finger of new parent

What you need to know about life insurance as new parent.

If you’re a new parent, life is going to be pretty hectic.  Between sleepless nights, constant feeding and changing nappies, who actually has the time to think about life insurance? However, with a new family to consider, life insurance is more important than ever before.  Having a safety net in place, will give you peace…
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The Top Factors That Affect the Cost of Life Insurance

Is the cost of life insurance putting you off getting a policy?   Life Insurance can be one of the best ways of protecting your loved ones in the event of your death.  However many people don’t have a policy as they think it will cost too much. The cost of life insurance will depend on…
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Life Insurance Policy in place

How to find out if someone has a life insurance policy in place?

Having a life insurance policy in place is a great way of protecting your dependents in the event of your death.  It’s also very helpful if you tell them that you have one!  According to the Association of British Insurers (ABI), over 97% of life insurance claims are paid out.  However, there are also many…
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Should you review your life insurance policy if your circumstances change?

Most people take out a life insurance policy to protect their loved ones in the event of the most serious life change – death.  To ensure that you have adequate life cover,  it’s important to review your insurance policy when major life changes occur.   Life events There will be times in your life that change…
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4 Things to Consider Before Taking Out Life Insurance

Don’t make these 5 mistakes when buying life insurance

If you’re thinking ahead to the future, then you may be considering buying a life insurance policy to protect your loved ones.  Life Insurance needn’t be complicated as you may think, however there are definitely some pitfalls you want to avoid: Don’t get hung up on the cost of life insurance Many people put off…
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Furlough scheme worker

Can I take out income protection insurance if I am on the furlough scheme?

Are you currently on the furlough scheme?  Thousands of employees across the UK are on the job retention scheme due to the impact of coronavirus.  However, what happens when the scheme comes to an end? It’s understandable that employees will be worried about redundancies once the furlough payments stop.  There has been an increase in…
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health and fitness gifts

10 Health and Fitness Christmas Gifts for all budgets

Are you still looking for Christmas present ideas for that special person in your life? If they are into health and fitness – or they at least have plans to in the New Year (don’t we all?) – then here are a few ideas to kick-start their motivation. From the all-singing, all dancing fitness trackers…
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