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News and Updates

Furlough scheme worker

Can I take out income protection insurance if I am on the furlough scheme?

Are you currently on the furlough scheme?  Thousands of employees across the UK are on the job retention scheme due to the impact of coronavirus.  However, what happens when the scheme comes to an end? It’s understandable that employees will be worried about redundancies once the furlough payments stop.  There has been an increase in…
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health and fitness gifts

10 Health and Fitness Christmas Gifts for all budgets

Are you still looking for Christmas present ideas for that special person in your life? If they are into health and fitness – or they at least have plans to in the New Year (don’t we all?) – then here are a few ideas to kick-start their motivation. From the all-singing, all dancing fitness trackers…
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life insurance policy - man with child on shoulders

5 FAQs we get asked about Life Insurance

Shopping for Life Insurance doesn’t have to be a minefield – we are here to answer any of your questions. There are certain questions that seem to get asked a lot so we’ve covered them here for you. Who needs life insurance? People take out life insurance for a variety of different reasons. It all…
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income protection

Is working from home having an effect on your health?

Before this year, working from home was an aspiration for many.  But with the coronavirus pandemic thrusting remote working upon the nation, has the reality lived up to expectations? Some welcomed the decision with open arms, despite having little time to prepare, and are thriving with the new arrangements.  Others have suffered with patchy technology…
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Covid-19 Mask Wearer

Can I Get Life Insurance If I’ve Had Covid-19?

With thousands of deaths from Covid-19, and the pandemic having impacted on our lives in a number of ways, it’s no surprise that many people are considering ways in which they can protect their families. For those people who already had a life insurance policy in place before anybody had even heard of Covid-19, then…
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Covid-19: girl with mask

Will my insurance pay out if I have coronavirus?

There are a number of different forms of protection insurance that are designed to pay out should you fall ill, but where do your policies stand when it comes to coronavirus? What do we know about Coronavirus? Coronavirus, or more specifically COVID-19 is a new illness which affects your respiratory system.  It was discovered in…
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income protection

Everything you need to know when protecting your income

Have you ever thought about how you would provide for your family if you were to lose your sole income? If you are unfortunate enough, through no fault of your own, to lose your job or are unable to work due to an accident or sickness – So Smart Protect income policies can give you…
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guide to life insurance blog image

So Smart’s Guide to (the Many Types of) Life Insurance

Once you have a young family of your own, many of your priorities in life change. Instead of just having the responsibility of looking after yourself, you have the important responsibilities of helping your children through different aspects of their lives, from being tiny babies through to their adult life. You will want to continue…
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smoking blog image

The Effects of Smoking on Life Insurance

When you are about to start the process of getting a life insurance quote, it should help to understand some of the key factors that will affect your policy premium, or even your ability to get accepted for life insurance. Health conditions have a significant influence on life insurance, so any lifestyle habits that often…
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critical illness blog image

Can I still get life insurance if I suffer from an illness?

Setting up life insurance helps to provide financial security to your family in the event of your death. When they are going through the grief of losing their loved one, having the protection of a life insurance policy will ensure they do not have the added worries of facing financial difficulty. A big misconception is…
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