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News and Updates

Is a life insurance policy guaranteed to pay out?

Having a life insurance policy in place can give you peace of mind that your loved ones will be taken care of financially after you have passed away.     A lump sum payout is made following a successful claim. It will be paid to the beneficiary of the policy, or the person/persons named in your will.…
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Why that new job could affect your life cover needs

Are you currently thinking about changing your job?  You might be getting a whole host of new responsibilities, and hopefully a nice new salary.   But did you know that your new role may also affect your life cover? When you apply for life insurance, the provider will want to know about your health and…
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5 reasons why Summer is good for your health

The Summer holidays are an ideal time to enjoy all the benefits of the season. It’s also a great time to enjoy extra health benefits that come with the warm, sunny weather. Have fun outdoors Whilst there are some die-hard fitness fans who love a good outdoor workout in the winter months, many of us…
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The only life insurance checklist you’ll need

Don’t have life insurance?  One of the reasons that many people hesitate to purchase life insurance is because it can seem complicated and they are worried that they’ll make the wrong choice.   Bearing that in mind, we’ve put together a really simple checklist which will help you think about exactly what you need, and to…
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disability

Life Insurance with a disability – can I get cover?

In the UK, there are approximately 14 million people who are registered disabled – that equates to roughly a fifth of the population. With so many people having a disability, the question of life insurance for this group is fairly common. Disability rights You may be wondering if, as a disabled person, you are entitled…
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mental health problems

Can I get life insurance with a mental health problem?

One in four people in the UK will experience a mental health problem at some point, according to Mind. The charity campaigns for better awareness of issues that those with a mental health problem face every day. One such issue is whether or not those people will be able to take out life insurance because…
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Family summer

5 health risks to avoid this Summer

This summer, most of us will want to enjoy being out and about in the sunshine.  Whether you’re staying in the UK or you’re heading abroad, it’s important to protect yourself against some of the health risks out there this summer. Sunburn It can be hard to resist basking in the sunshine – especially when…
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Can I hold more than one life insurance policy?

When it comes to purchasing car insurance or travel insurance we’d only ever take out one policy.  Life insurance, however, isn’t quite as straightforward.  Having multiple life insurance policies in place could actually be beneficial. Why would I need multiple life insurance policies? There are a number of reasons why you might need to take…
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caring mum

Financing your family’s future with life insurance

Ask your kids what their superhero power would be and they’ll probably tell you they want to fly, be invisible or shoot flames from their eyes.  As an adult, something a bit more practical like being able to predict the future would be pretty awesome.  Unfortunately this isn’t likely to happen (no matter what Derren…
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Family life cover

Top tips for cheaper life insurance

Compared to many insurance policies, life insurance is actually pretty affordable. However there are still steps you can take to try and keep the price down as much as possible to get a cheaper life insurance policy. Quit smoking If you’re a smoker, your insurance premiums are very likely to be higher than a non-smoker.…
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