5 reasons to speak to a life insurance expert
Comparing quotes and searching providers for Life Insurance can be a frustrating process, like with any other insurance product. Whether you have a budget in mind, want ease of application or simply to secure peace of mind that you and your family are protected, searching the market for the best Life Insurance deal, can be made simpler with the help of an expert.
1) The right deal, at the right price
We all like a good bargain, but with something as important as securing life insurance you want to make sure your needs are covered, at a realistic price. Knowing what you can realistically afford and how much cover you require will help to narrow down the search. An expert can search the whole of the market for you, so will be working with your budget in mind and will be able to search for the right type of cover for you.
2) Save yourself time
One of the main benefits of speaking to an expert is ease of use. A life insurance specialist can search the whole market, that’s every provider, meaning you won’t have to! We all lead busy lives, and how often do you have 1-2 hours to trawl the web looking for and filling out separate applications for multiple life insurance providers? In one sitting a specialist can run through it all with you, they have access to give you quotes and put an application in place, so you aren’t having to chase quotes from multiple providers yourself.
3) They can bust the jargon
Do you know the difference between level term or decreasing term? Life assurance and life insurance? Or even what a waiver of premium is?
Don’t worry! Speaking to a specialist in life insurance will help you to understand any of these terms that may apply to you and if you’ve seen the insurance jargon online, then being able to ask an expert what each means and understand what it really means to you.
4) Peace of mind
As well as providing you with information on how different policies work and clearing up any terminology, a good life insurance expert will also be able to apply for your chosen life cover for you, explain the process and options of paying your premiums and let you know how to make a claim, should your family need to.
Taking out life insurance will give you the peace of mind that your loved ones or your home is protected. A life insurance expert will ask appropriate questions to ensure they’re quoting the correct cover to suit your individual needs.
Make sure you’re going to a legitimate company; a credible adviser will always be registered with the FCA. This means if the broker or insurer ceased trading your policy will still be covered.
At SoSmart Protect our specialists work for their customers, not the insurers. We do not charge a fee for our service and you can receive a no-obligation quote from us that is focused on your needs.
To speak to one of our specialists, who can search the whole market for you click here.
The above post is intended to be informative but does not constitute advice – financial, legal or otherwise. Any opinions given are the author’s own and do not necessarily reflect the views of So Smart Protect or So Smart Financial Services.