USE TO COVER
Everyday living, monthly bills and cover should you have extra expenses due to an illness, such as adapting your home or car
Payments to suit your budget and cover requirements
Covering up to 178 conditions (differs by provider)
AMOUNT OF COVER
Choose the level of cover that’s right for you, up to £250,000
Let’s look at the stats!
Here are just a few reasons to choose Critical Illness cover through So Smart Protect:
What’s not covered on Critical Illness Insurance?
Like with any insurance policy there are circumstances where a policy may not pay-out on diagnosis of an illness; such as contracting a condition that is not listed on your policy, if you pass away within a certain number of days following diagnosis (a separate life insurance policy would be required for this), or not keeping up with your payments. Discuss your requirements with our team and they can show you different cover options to suit your needs.Speak to an specialist
Types of Critical Illness Cover
So what type of cover do you need?
Is designed to cover you for rises in inflation. As the cover amount increases, so will your premium payments. This is suggested for those looking to cover increases in salary or additional livings costs, such as a rise in mortgage repayments or education costs.
A decreasing policy will cover payments such as a mortgage or loans/credit cards. These debts will reduce over the length of the policy, the more of the balance you pay off. Overtime, the premiums will reduce as the amount of cover you leave behind lowers.
Let’s find life cover that’s right for you
Our team of heroes are ready to help you find the right critical illness cover for you and your family. We can explain all your cover options and guide you to make the right choice for your cover.
We can provide you with peace of mind your family are financially cared for in the event of an illness.
* Critical illness claims hit 15,464 with 92.2% of claims paid out at an average value of almost £68,000 (2016). Taken from ABI
* 178 conditions is the highest amount offered by one of our panal of lenders. The number of conditions you will be covered for will depend on the chosen provider and policy type, they range from 3 – 178 conditions.