Life Insurance Archives - Page 2 of 3 - Protection Insurance Specialists
Chester, Cheshire
01244 950 318

Category: Life Insurance

The only life insurance checklist you’ll need

Don’t have life insurance?  One of the reasons that many people hesitate to purchase life insurance is because it can seem complicated and they are worried that they’ll make the wrong choice.   Bearing that in mind, we’ve put together a really simple checklist which will help you think about exactly what you need, and to…
Read more

disability

Life Insurance with a disability – can I get cover?

In the UK, there are approximately 14 million people who are registered disabled – that equates to roughly a fifth of the population. With so many people having a disability, the question of life insurance for this group is fairly common. Disability rights You may be wondering if, as a disabled person, you are entitled…
Read more

mental health problems

Can I get life insurance with a mental health problem?

One in four people in the UK will experience a mental health problem at some point, according to Mind. The charity campaigns for better awareness of issues that those with a mental health problem face every day. One such issue is whether or not those people will be able to take out life insurance because…
Read more

Can I hold more than one life insurance policy?

When it comes to purchasing car insurance or travel insurance we’d only ever take out one policy.  Life insurance, however, isn’t quite as straightforward.  Having multiple life insurance policies in place could actually be beneficial. Why would I need multiple life insurance policies? There are a number of reasons why you might need to take…
Read more

caring mum

Financing your family’s future with life insurance

Ask your kids what their superhero power would be and they’ll probably tell you they want to fly, be invisible or shoot flames from their eyes.  As an adult, something a bit more practical like being able to predict the future would be pretty awesome.  Unfortunately this isn’t likely to happen (no matter what Derren…
Read more

Family life cover

Top tips for cheaper life insurance

Compared to many insurance policies, life insurance is actually pretty affordable. However there are still steps you can take to try and keep the price down as much as possible to get a cheaper life insurance policy. Quit smoking If you’re a smoker, your insurance premiums are very likely to be higher than a non-smoker.…
Read more

hands and feet

Make life insurance your new year’s resolution

The start of a new year is an ideal time to look afresh at your finances. Many people don’t have life insurance, but it could be a vital piece of cover to protect your family. If you have a spouse or dependants that rely on your income then life insurance is definitely worth considering. Should…
Read more

About So Smart Protect

What can I do to make sure my family get a life insurance payout?

If you’ve taken out a life insurance policy, you’ll have done so because you’re looking to offer financial protection for your family after your death. However, once you are gone you’ve no way of knowing whether a claim has been successful.  So how can you make sure that your family will receive their life insurance…
Read more

mummy_hero

How much does life insurance cost?

Life insurance can protect your mortgage, cover funeral costs and leave a lump sum to any loved ones when you pass away. There are many misconceptions when it comes to getting life cover, of course not everyone is guaranteed to be accepted, but it’s not as expensive as people think. Find out here what contributes…
Read more

Medical conditions

Can I get Life Insurance with a Pre-Existing Condition?

Customers can have peace of mind that family or homes are financially protected when they pass away, with life insurance cover. However, if with pre-existing medical conditions, you may have heard that getting insurance in place may be an impossible goal. Keep reading to find out if having a pre-existing illness will prevent you from…
Read more