Life insurance is there to provide your loved one with financial security in the event of your death. In the majority of circumstances a life insurance claim can be paid out with no issues. However there are some circumstances that could make your life insurance policy invalid. Before you take out a policy, here…
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If you have children there probably aren’t many opportunities to sit down and have a serious conversation with your partner. Chances are that when the opportunity to talk arises, conversation turns to what the kids have been up to in school, your working day or planning ahead to the fun stuff like Christmas and holidays.…
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Death in Service can help protect your loved ones in the event of your death? But how does it compare to Life Insurance? We take a look at some of the similarities and differences between the two. What is Death in Service benefit? Death in Service is a benefit that is provided by some employers. …
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When applying for life insurance, the provider will ask you to provide a number of details. This is to see how much of a risk you are to cover. As well as your own health, your family medical history will be considered. Before offering you a quote for your life insurance, you’ll typically need…
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If you think you’re too young for life insurance, then think again. In most cases, the younger you are when you purchase a life insurance policy, the more affordable it will be. So even if you don’t quite need it yet, it could be a smart financial decision to get it anyway. Why will I…
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If you’re a new parent, life is going to be pretty hectic. Between sleepless nights, constant feeding and changing nappies, who actually has the time to think about life insurance? However, with a new family to consider, life insurance is more important than ever before. Having a safety net in place, will give you peace…
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Is the cost of life insurance putting you off getting a policy? Life Insurance can be one of the best ways of protecting your loved ones in the event of your death. However many people don’t have a policy as they think it will cost too much. The cost of life insurance will depend on…
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Having a life insurance policy in place is a great way of protecting your dependents in the event of your death. It’s also very helpful if you tell them that you have one! According to the Association of British Insurers (ABI), over 97% of life insurance claims are paid out. However, there are also many…
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Most people take out a life insurance policy to protect their loved ones in the event of the most serious life change – death. To ensure that you have adequate life cover, it’s important to review your insurance policy when major life changes occur. Life events There will be times in your life that change…
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Are you still looking for Christmas present ideas for that special person in your life? If they are into health and fitness – or they at least have plans to in the New Year (don’t we all?) – then here are a few ideas to kick-start their motivation. From the all-singing, all dancing fitness trackers…
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