Once you have a young family of your own, many of your priorities in life change. Instead of just having the responsibility of looking after yourself, you have the important responsibilities of helping your children through different aspects of their lives, from being tiny babies through to their adult life. You will want to continue…
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When you are about to start the process of getting a life insurance quote, it should help to understand some of the key factors that will affect your policy premium, or even your ability to get accepted for life insurance. Health conditions have a significant influence on life insurance, so any lifestyle habits that often…
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Setting up life insurance helps to provide financial security to your family in the event of your death. When they are going through the grief of losing their loved one, having the protection of a life insurance policy will ensure they do not have the added worries of facing financial difficulty. A big misconception is…
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Your family is always close to your heart, and it’s natural as a parent to worry about protecting your family – both in life and when you’re not around. That’s why at So Smart we are letting people know about the benefits of life insurance because it really is the best reassurance that everything will…
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Life insurance is a serious financial commitment which means before you apply for anything, you need to do some research and planning. It’s not something to rush! To help you out, we have put together the top factors you need to consider before taking out life insurance. How much cover do you need? Your situation…
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Having a life insurance policy in place can give you peace of mind that your loved ones will be taken care of financially after you have passed away. A lump sum payout is made following a successful claim. It will be paid to the beneficiary of the policy, or the person/persons named in your will.…
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Are you currently thinking about changing your job? You might be getting a whole host of new responsibilities, and hopefully a nice new salary. But did you know that your new role may also affect your life cover? When you apply for life insurance, the provider will want to know about your health and…
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Don’t have life insurance? One of the reasons that many people hesitate to purchase life insurance is because it can seem complicated and they are worried that they’ll make the wrong choice. Bearing that in mind, we’ve put together a really simple checklist which will help you think about exactly what you need, and to…
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In the UK, there are approximately 14 million people who are registered disabled – that equates to roughly a fifth of the population. With so many people having a disability, the question of life insurance for this group is fairly common. Disability rights You may be wondering if, as a disabled person, you are entitled…
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One in four people in the UK will experience a mental health problem at some point, according to Mind. The charity campaigns for better awareness of issues that those with a mental health problem face every day. One such issue is whether or not those people will be able to take out life insurance because…
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