Life Insurance Archives - Protection Insurance Specialists
Chester, Cheshire
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Category: Life Insurance

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The Top Factors That Affect the Cost of Life Insurance

Is the cost of life insurance putting you off getting a policy?   Life Insurance can be one of the best ways of protecting your loved ones in the event of your death.  However many people don’t have a policy as they think it will cost too much. The cost of life insurance will depend on…
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Life Insurance Policy in place

How to find out if someone has a life insurance policy in place?

Having a life insurance policy in place is a great way of protecting your dependents in the event of your death.  It’s also very helpful if you tell them that you have one!  According to the Association of British Insurers (ABI), over 97% of life insurance claims are paid out.  However, there are also many…
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Should you review your life insurance policy if your circumstances change?

Most people take out a life insurance policy to protect their loved ones in the event of the most serious life change – death.  To ensure that you have adequate life cover,  it’s important to review your insurance policy when major life changes occur.   Life events There will be times in your life that change…
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10 Health and Fitness Christmas Gifts for all budgets

Are you still looking for Christmas present ideas for that special person in your life? If they are into health and fitness – or they at least have plans to in the New Year (don’t we all?) – then here are a few ideas to kick-start their motivation. From the all-singing, all dancing fitness trackers…
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Is working from home having an effect on your health?

Before this year, working from home was an aspiration for many.  But with the coronavirus pandemic thrusting remote working upon the nation, has the reality lived up to expectations? Some welcomed the decision with open arms, despite having little time to prepare, and are thriving with the new arrangements.  Others have suffered with patchy technology…
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Will my insurance pay out if I have coronavirus?

There are a number of different forms of protection insurance that are designed to pay out should you fall ill, but where do your policies stand when it comes to coronavirus? What do we know about Coronavirus? Coronavirus, or more specifically COVID-19 is a new illness which affects your respiratory system.  It was discovered in…
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So Smart’s Guide to (the Many Types of) Life Insurance

Once you have a young family of your own, many of your priorities in life change. Instead of just having the responsibility of looking after yourself, you have the important responsibilities of helping your children through different aspects of their lives, from being tiny babies through to their adult life. You will want to continue…
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The Effects of Smoking on Life Insurance

When you are about to start the process of getting a life insurance quote, it should help to understand some of the key factors that will affect your policy premium, or even your ability to get accepted for life insurance. Health conditions have a significant influence on life insurance, so any lifestyle habits that often…
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Can I still get life insurance if I suffer from an illness?

Setting up life insurance helps to provide financial security to your family in the event of your death. When they are going through the grief of losing their loved one, having the protection of a life insurance policy will ensure they do not have the added worries of facing financial difficulty. A big misconception is…
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Looking after your family in the best possible way

Your family is always close to your heart, and it’s natural as a parent to worry about protecting your family – both in life and when you’re not around. That’s why at So Smart we are letting people know about the benefits of life insurance because it really is the best reassurance that everything will…
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