Luke Ward, Author at Protection Insurance Specialists
Chester, Cheshire
01244 950 318

Author: Luke Ward

income protection

Everything you need to know when protecting your income

Have you ever thought about how you would provide for your family if you were to lose your sole income? If you are unfortunate enough, through no fault of your own, to lose your job or are unable to work due to an accident or sickness – So Smart Protect income policies can give you…
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So Smart’s Guide to (the Many Types of) Life Insurance

Once you have a young family of your own, many of your priorities in life change. Instead of just having the responsibility of looking after yourself, you have the important responsibilities of helping your children through different aspects of their lives, from being tiny babies through to their adult life. You will want to continue…
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The Effects of Smoking on Life Insurance

When you are about to start the process of getting a life insurance quote, it should help to understand some of the key factors that will affect your policy premium, or even your ability to get accepted for life insurance. Health conditions have a significant influence on life insurance, so any lifestyle habits that often…
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Can I still get life insurance if I suffer from an illness?

Setting up life insurance helps to provide financial security to your family in the event of your death. When they are going through the grief of losing their loved one, having the protection of a life insurance policy will ensure they do not have the added worries of facing financial difficulty. A big misconception is…
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Over 50 and worried about life insurance? Here are some tips…

With so many different types of life insurance available, it can get a little confusing as to which product is the best one to take out for your requirements. If you are over 50, then the good news is that even with pre-existing medical conditions, you are guaranteed to get accepted for cover under an…
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Looking after your family in the best possible way

Your family is always close to your heart, and it’s natural as a parent to worry about protecting your family – both in life and when you’re not around. That’s why at So Smart we are letting people know about the benefits of life insurance because it really is the best reassurance that everything will…
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4 things to consider before taking out life insurance

4 Things to consider before taking out life insurance

Life insurance is a serious financial commitment which means before you apply for anything, you need to do some research and planning. It’s not something to rush! To help you out, we have put together the top factors you need to consider before taking out life insurance. How much cover do you need? Your situation…
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