Heather Collin, Author at Protection Insurance Specialists
Chester, Cheshire
01244 950 318

Author: Heather Collin

Baby holding onto finger of new parent

What you need to know about life insurance as new parent.

If you’re a new parent, life is going to be pretty hectic.  Between sleepless nights, constant feeding and changing nappies, who actually has the time to think about life insurance? However, with a new family to consider, life insurance is more important than ever before.  Having a safety net in place, will give you peace…
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The Top Factors That Affect the Cost of Life Insurance

Is the cost of life insurance putting you off getting a policy?   Life Insurance can be one of the best ways of protecting your loved ones in the event of your death.  However many people don’t have a policy as they think it will cost too much. The cost of life insurance will depend on…
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Life Insurance Policy in place

How to find out if someone has a life insurance policy in place?

Having a life insurance policy in place is a great way of protecting your dependents in the event of your death.  It’s also very helpful if you tell them that you have one!  According to the Association of British Insurers (ABI), over 97% of life insurance claims are paid out.  However, there are also many…
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Should you review your life insurance policy if your circumstances change?

Most people take out a life insurance policy to protect their loved ones in the event of the most serious life change – death.  To ensure that you have adequate life cover,  it’s important to review your insurance policy when major life changes occur.   Life events There will be times in your life that change…
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4 Things to Consider Before Taking Out Life Insurance

Don’t make these 5 mistakes when buying life insurance

If you’re thinking ahead to the future, then you may be considering buying a life insurance policy to protect your loved ones.  Life Insurance needn’t be complicated as you may think, however there are definitely some pitfalls you want to avoid: Don’t get hung up on the cost of life insurance Many people put off…
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Furlough scheme worker

Can I take out income protection insurance if I am on the furlough scheme?

Are you currently on the furlough scheme?  Thousands of employees across the UK are on the job retention scheme due to the impact of coronavirus.  However, what happens when the scheme comes to an end? It’s understandable that employees will be worried about redundancies once the furlough payments stop.  There has been an increase in…
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health and fitness gifts

10 Health and Fitness Christmas Gifts for all budgets

Are you still looking for Christmas present ideas for that special person in your life? If they are into health and fitness – or they at least have plans to in the New Year (don’t we all?) – then here are a few ideas to kick-start their motivation. From the all-singing, all dancing fitness trackers…
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5 FAQs we get asked about Life Insurance

Shopping for Life Insurance doesn’t have to be a minefield – we are here to answer any of your questions. There are certain questions that seem to get asked a lot so we’ve covered them here for you. Who needs life insurance? People take out life insurance for a variety of different reasons. It all…
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income protection

Is working from home having an effect on your health?

Before this year, working from home was an aspiration for many.  But with the coronavirus pandemic thrusting remote working upon the nation, has the reality lived up to expectations? Some welcomed the decision with open arms, despite having little time to prepare, and are thriving with the new arrangements.  Others have suffered with patchy technology…
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Covid-19 Mask Wearer

Can I Get Life Insurance If I’ve Had Covid-19?

With thousands of deaths from Covid-19, and the pandemic having impacted on our lives in a number of ways, it’s no surprise that many people are considering ways in which they can protect their families. For those people who already had a life insurance policy in place before anybody had even heard of Covid-19, then…
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