Heather Collin, Author at Protection Insurance Specialists
Chester, Cheshire
01244 950 318

Author: Heather Collin

life insurance policy - man with child on shoulders

5 FAQs we get asked about Life Insurance

Shopping for Life Insurance doesn’t have to be a minefield – we are here to answer any of your questions. There are certain questions that seem to get asked a lot so we’ve covered them here for you. Who needs life insurance? People take out life insurance for a variety of different reasons. It all…
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income protection

Is working from home having an effect on your health?

Before this year, working from home was an aspiration for many.  But with the coronavirus pandemic thrusting remote working upon the nation, has the reality lived up to expectations? Some welcomed the decision with open arms, despite having little time to prepare, and are thriving with the new arrangements.  Others have suffered with patchy technology…
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Covid-19 Mask Wearer

Can I Get Life Insurance If I’ve Had Covid-19?

With thousands of deaths from Covid-19, and the pandemic having impacted on our lives in a number of ways, it’s no surprise that many people are considering ways in which they can protect their families. For those people who already had a life insurance policy in place before anybody had even heard of Covid-19, then…
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Covid-19: girl with mask

Will my insurance pay out if I have coronavirus?

There are a number of different forms of protection insurance that are designed to pay out should you fall ill, but where do your policies stand when it comes to coronavirus? What do we know about Coronavirus? Coronavirus, or more specifically COVID-19 is a new illness which affects your respiratory system.  It was discovered in…
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Man looking relaxed because he has job security

Are you worried about job security?

20 or 30 years ago, job security was pretty much guaranteed.  Most working adults would typically be in a ‘job for life’ having had no more than two or three employers during their entire career.   Fast forward to now and continuous, secure employment is hard to come by.  It’s not just those who are starting…
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How much does private health cover for children cost?

As a parent, the health of your children is likely at the top of your worry list.  If you have a child that is poorly, it can be frustrating just trying to get a doctors appointment sometimes.  And if they need additional treatment, you could be left waiting for months to see a specialist.   As…
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Is a life insurance policy guaranteed to pay out?

Having a life insurance policy in place can give you peace of mind that your loved ones will be taken care of financially after you have passed away.     A lump sum payout is made following a successful claim. It will be paid to the beneficiary of the policy, or the person/persons named in your will.…
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Why that new job could affect your life cover needs

Are you currently thinking about changing your job?  You might be getting a whole host of new responsibilities, and hopefully a nice new salary.   But did you know that your new role may also affect your life cover? When you apply for life insurance, the provider will want to know about your health and…
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5 reasons why Summer is good for your health

The Summer holidays are an ideal time to enjoy all the benefits of the season. It’s also a great time to enjoy extra health benefits that come with the warm, sunny weather. Have fun outdoors Whilst there are some die-hard fitness fans who love a good outdoor workout in the winter months, many of us…
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The only life insurance checklist you’ll need

Don’t have life insurance?  One of the reasons that many people hesitate to purchase life insurance is because it can seem complicated and they are worried that they’ll make the wrong choice.   Bearing that in mind, we’ve put together a really simple checklist which will help you think about exactly what you need, and to…
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